Tech Desk 
May 14, 2025
To make it easier for budget-restricted individuals to own Samsung's high-end flagship devices, JS Bank has teamed up with Samsung and Spark Technologies to launch a 0% markup installment plan.
Although limited to select Galaxy smartphones, the initiative enables eligible JS Bank credit card holders to buy latest Galaxy handsets in six or twelve monthly payments without bearing any additional costs.
Galaxy devices and their installment options
The table listed below gives a rundown of all the Galaxy phones that are being offered on installment in Pakistan by JS Bank.
| Model | Memory | Colours | Price | 6-month plan | 12-month plan |
| Galaxy S23 Ultra | 12GB+ 512GB | Black / White / Grey | Rs492,000 | Rs77,000 | Rs38,500 |
| Galaxy S23+ | 8GB+ 256GB | Mint | Rs362,000 | Rs56,000 | Rs28,500 |
| Galaxy A55 | 8GB+ 256GB | Navy / Black / Blue | Rs153,000 | Rs24,250 | Rs12,125 |
| Galaxy A35 | 8GB+ 256GB | Green / Black / Blue | Rs133,000 | Rs21,250 | Rs10,625 |
| Galaxy A25 | 8GB+ 256GB | Green / Black / Blue | Rs114,000 | Rs18,200 | Rs9,100 |
| Galaxy A15 | 6GB+ 128GB | Black | Rs52,500 | Rs8,417 | Rs4,208 |
| Galaxy A15 | 8GB+ 256GB | Grey / Black | Rs60,000 | Rs9,667 | Rs4,833 |
This Galaxy phones' deal is available across Pakistan, but there's a catch: customers can only make their bookings through the JS Bank Call Centre, as buying new Galaxy phones through JS Bank offers a simplified purchasing process, where transactions will be managed by Spark Technologies, the bank's official retail partner.
