Business Desk 
Jul 01, 2025
If you withdraw money from an ATM that doesn’t belong to your bank, it will now cost you more. The new rate applies when you use another bank’s ATM to take out cash, and it is already being charged across the country.
This decision came as an update to the Schedule of Charges (SOC) recently issued by all major commercial banks. However, the rise in cost has frustrated many account holders who already deal with limited ATM availability in some areas.
Using another bank’s ATM is a common practice, especially during bank holidays or when nearby ATMs are out of service. However, the latest ATM withdrawal charges in Pakistan in 2025 mean users will now have to pay more for this convenience.
Reportedly, this Rs35 charge is mainly split between 1-Link—the national payment switch that enables interbank transactions—and the bank that owns the ATM. While 1-Link takes a major portion, the rest goes to the ATM-operating bank.
Many users took to social media to express concern, saying the hike seems unfair as no improvements have been made in service quality or network availability.
