Tech Desk 
Nov 08, 2025
BankIslami has upgraded 'Aik', Pakistan's first totally digital Riba-free banking platform, in line with its aim to improve Islamic finance using modern technology.
The updated app now provides a more powerful, intuitive, and seamless experience, with improved system capabilities and new tools to boost accessibility for all consumer segments.
Customers can open current and Bachat (savings) accounts with just a few clicks on their smartphone, supporting the State Bank of Pakistan and the Government of Pakistan's "Go Cashless" campaign.
Raast QR payments provide Shariah-compliant digital payment solutions for SMEs nationwide.
Aik is growing from standard banking to a comprehensive Islamic lifestyle application.
The newly incorporated "aik Deen" module enhances daily life by providing Azaan alerts, a digital Quran, an Islamic calendar, a Qibla compass, Hadith and Ayat notifications, and live streaming from Makkah and Madinah.
Banking has become more convenient and rewarding with features like bill splitting, money gifting, referral rewards, and invite-and-earn programmes.
Aik Chief Officer Ashfaque Ahmed stated, “As digital adoption accelerates, we continue to innovate with purpose. This upgrade positions aik as more than a banking app, it is a lifestyle companion for customers seeking a Shariah-compliant way of life.”
BankIslami President and CEO Rizwan Ata added, “At BankIslami, we believe that a society free from Riba can only be achieved when Islamic banking is effortless, accessible, and trusted by all.
"By strengthening our digital platform, we are empowering every Pakistani with a modern, Shariah‑compliant alternative, taking a meaningful step toward our mission of ‘Saving Humanity from Riba.’
"With ‘aik’ at the forefront, BankIslami continues to advance its mission of ‘Saving Humanity by Providing Riba‑Free Islamic Banking Solutions’, combining modern technology with Islamic values to make Shariah‑compliant banking simple, accessible, and relevant for generations to come.”
The app is currently available on Google Play and the Apple App Store, where users can register instantly using their CNIC and gain access to a secure, completely digital Islamic banking experience.
