Does Walmart take Apple Pay?

Walmart has its own mobile payment app called Walmart Pay, which it launched in 2015
An undated image illustrating App Pay. — Apple
An undated image illustrating App Pay. — Apple

Apple Pay is a convenient and secure way to pay for goods and services using your iPhone, Apple Watch, iPad or Mac. It allows you to store your credit cards, debit cards and loyalty cards in a digital wallet and use them with a simple tap or scan. Apple Pay is accepted by millions of merchants around the world, from supermarkets and restaurants to online shops and apps.

But what about Walmart, the largest retailer in the US and one of the most popular destinations for shoppers? Does Walmart take Apple Pay? The answer is no. Walmart does not accept Apple Pay or any other mobile payment methods, such as Google Pay, Samsung Pay or PayPal. Instead, Walmart has its own mobile payment app called Walmart Pay, which it launched in 2015.

What is Walmart Pay and how does it work?

Walmart Pay is a feature within the Walmart app that allows you to pay for your purchases at Walmart stores using your smartphone. You can link any major credit card, debit card, prepaid card or Walmart gift card to your Walmart account and use it with Walmart Pay. You can also earn rewards and cash back with the Walmart Rewards Card or the Capital One Walmart Rewards Card.

To use Walmart Pay, you need to download the Walmart app and sign in or create a Walmart account. Then, you need to add a payment method and enable Walmart Pay in the app settings. 

When you are ready to check out, you need to open the Walmart app and tap on the Walmart Pay icon. Then, you need to scan the QR code displayed at the register with your phone’s camera. The app will confirm your payment and send you an e-receipt.

Walmart Pay is available at all Walmart stores in the US, including Walmart Supercenters, Walmart Neighborhood Markets, Walmart Express and Walmart.com. You can also use Walmart Pay at Sam’s Club stores, but you need to have a Sam’s Club membership to do so.

Benefits and drawbacks of Walmart Pay?

Walmart Pay has some advantages and disadvantages compared to Apple Pay and other mobile payment methods. Here are some of them:

Benefits:

  1. Walmart Pay is compatible with any smartphone that can run the Walmart app, regardless of the operating system or model. Apple Pay, on the other hand, only works with Apple devices that have NFC (near-field communication) technology.
  2. Walmart Pay allows you to use any payment method that you can link to your Walmart account, including Walmart gift cards and prepaid cards. Apple Pay only supports credit cards, debit cards and Apple Cash.
  3. Walmart Pay integrates with the Walmart app, which offers other features such as online shopping, grocery pickup and delivery, pharmacy services, savings catcher and more. Apple Pay is a standalone app that only handles payments.

Drawbacks:

  1. Walmart Pay is not accepted by any other merchants besides Walmart and Sam’s Club. Apple Pay is widely accepted by many retailers, restaurants, online shops, apps and more.
  2. Walmart Pay requires you to scan a QR code at the register, which can be slow and cumbersome. Apple Pay uses NFC technology, which allows you to pay with a simple tap or scan of your device.
  3. Walmart Pay does not offer any extra security features, such as biometric authentication or tokenisation. Apple Pay uses Touch ID, Face ID or a passcode to verify your identity and creates a unique code for each transaction to protect your card information.