Business Desk 
Jul 27, 2025
The Prime Minister Shehbaz Sharif-led government has slashed profit rates on various National Savings Schemes, set to be effective from July 28, 2025.
According to a notification issued by the Ministry of Finance, the revised rates apply to multiple instruments, including Special Savings Certificates and Accounts, Defence Savings Certificates, Regular Income Certificates, Bahbood Savings Certificates, Pensioners' Benefit Accounts, and Shuhada Family Welfare Accounts.
Notably, the annual profit on Special Savings Certificates has been reduced from 10.6% to 10.4%, while the rate for Bahbood, Pensioners, and Shuhada Families has been slashed from 13.20% to 12.96%.
Moreover, the return on Defence Savings Certificates over nine years has decreased from 162% to 161%, and the profit for the tenth year has been revised from 204% to 200%.
The profit on Short-Term Savings Certificates has also been lowered. However, the existing 9.50% profit rate on Savings Accounts remains unchanged.
Meanwhile, profit rates on Sarwa Islamic Term Accounts and Islamic Savings Accounts have been increased.
With updated rates, the federal government aims to align public saving schemes with evolving economic indicators and reduce fiscal pressures.
