Business Desk 
Jul 13, 2025
A representational image of a table where coins and cubes with tax letters written on them are placed on the papers. — Pexels
In Pakistan, a withholding tax (WHT) certificate is an official document that confirms tax deductions at source for income including salaries, contracts, and services.
Section 164 of the Income Tax Ordinance, 2001, allows taxpayers to file annual returns and claim tax credits with the Federal Board of Revenue (FBR).
FBR guidelines stated that every withholding agent, like employers or banks, must issue this certificate to individuals from whom income tax is deducted.
It serves as proof of deposited tax and is mandatory when submitting your income tax return to avoid discrepancies or penalties.
As per FBR, the WHT certificate must be attached with the income tax return during submission to validate payment and avoid discrepancies or penalties.
You can easily get this certificate from respective withholding authorities, such as employers or banks or online using the app.
How to download withholding tax certificate from Bank Alfalah’s Alfa app
- Log in to the Alfa mobile app.
- Tap on the “More” option in the menu.
- Select “Tax Management.”
- Choose your account, WHT type, and transaction period.
- Click “Generate” to instantly download the certificate.
This digital method ensures timely access to your tax documents, making tax compliance simple and faster.
